Frequently Asked Questions

An independent broker is a licensed professional who is client-focused, not sales-driven. That means a broker has access to a broad range of products offered by most major carriers granting them the insight and expertise that extends beyond individual carriers. They provide objectivity and guidance so Medicare recipients can get the most out of their healthcare coverage. And when plans and coverage change, your broker will be the first to inform you and help you continue having the best coverage available. This service comes at no cost to you. 

If you are turning 65, there is an Initial Enrollment Period that falls three months before and three months after your birthday;

If you qualify for a Medicare Special Enrollment Period due to retirement or loss of employer coverage;

Or if it is the Annual Enrollment Period, October 15 to December 7 and you need to make a plan change, let's discuss your needs and options!

I offer a variety Medicare Advantage Part C plans, Medicare Supplement & Part D drug plans.

I am available to meet with you in person at your home, office or a location of your choosing. I am always available via email and phone.

Once your appointment is made you will need to send your Medicare card information, a list of medications (dosage and frequency), all of your doctors (including your dentist) to bill@brainerdinsurancect.com. Please be sure your information is up to date!